Our first meeting is free and no obligation to you. Please note that any subsequent meetings will be chargeable.
Past Performance Is Not a Guide to Future Performance
The value of pensions and investments and income they produce can go down as well as up and you may not get back the full amount that you originally invested.
NHS Pension Advice
We can help with specialist advice by reviewing your NHS pension, creating an estimate of your benefits and reviewing your options including early or late retirement and taking out a larger lump sum.
In some instances, gaining an understanding of your pension scheme and the options that you have can help you in deciding what you want to do with your retirement fund.
However, with continuing changes to the NHS pension, it is understandable that you may feel a level of uncertainty, therefore it could be beneficial to speak to a financial adviser who will do a full review of your NHS pension and come up with a suitable plan with the aim of helping you meet your retirement goals.
Investment & Savings
Stocks and Shares, Private Pension, Bonds, Venture Capital Trusts, Enterprise Investment Schemes deciding what to do with your money can have you going round in circles and wanting someone to make sense of it all.
We want to help you invest your money with a plan in place with the aim of improving your overall wealth standing.
SUSTAINABLE/ETHICAL/SHARIAH INVESTING
We have specialist funds we can access for Sustainable and Ethical Investment. Medical professionals are aware of the impact that social/environmental effects can have on health, however, you can relax knowing that these funds will fall in line with the principles that are important to you.
We can also recommend Shariah investments that fit your religious beliefs. We can recommend the most suitable place to invest your money with the aim of helping you secure your future.
Risk versus return
All investments carry some element of risk, whether this is an investment risk within the market or the effect of inflation on your money.
We carry out a risk assessment to gain a better understanding of your tolerance to risk, your capacity for financial loss and your investment experience to determine the most suitable funds for you.
Mortgage Products & Services
Our first meeting is free and no obligation to you. Please note that any subsequent meetings will be chargeable.
Disclaimer
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate business buy-to-let mortgages
First Time Buyers
Buying your first home is something that you will remember for years to come. We can help minimise the stress out of your purchase by searching the market and finding rates that are available for you. This is in addition to years of experience to help choose the best mortgage and valuation for you.
This can help make your first purchase less daunting and allow you to make more practical decisions.
Moving Home
Saying goodbye to the place you call home can be a difficult thing to do, but it can be the start of a new journey that we would love to be a small part of! We can help with the financial side of your move and assist in making it run smoothly so that you have one less thing to worry about.
It also goes without saying that we will try to secure you the best available rate on the market!
Remortgaging
Thinking of continuing with your current lender? If you are on the standard variable rate you may find that there are better deals available. We will check the rates with your existing lender and compare them to new rates available on the market, helping you get the best deal that is available to you.
Buy to Let
Are you looking to purchase a house with the purpose of it being an investment for the future? We do standard buy to let mortgages, as well as limited company buy to lets to make the most of spare funds sitting in your limited company.
Protection & Insurance
Keeping you covered from the unknown
Life Insurance
Within the NHS pension scheme you get death in service and protection for spouses and dependents, but not everyone is sure what these are.
With our knowledge we can make sure we take this into account when providing you advice on life cover.
Critical Illness Cover
We provide advice on the whole market for critical illness, as well as serious illness cover plans that pay based on the severity of conditions. We can compare the prices and market for you and recommend a plan that suits your needs.
We have specific plans for doctors and surgeons that combine with the jobs you do and help protect your future.
Income Protection
Again with income protection you get sick pay from the NHS, therefore we have specific plans for medical professionals that take this into account. The cover provided is therefore over and above that of standard cover and takes into account the job that you do. Income protection is mainly known for protecting bills and mortgages, we show you the impact that sickness can have on your NHS pension and how income protection can be used.
Buildings & Contents
We can provide cover for buildings and contents and also high value items. We can look at your existing plan and see if we can save you any money at renewal. Although you may not think you will ever be the victim of theft or damage to your property, it is always best to ensure that what you have worked so hard for is protected.
Life Insurance
Within the NHS pension scheme you get death in service and protection for spouses and dependents, but not everyone is sure what these are.
With our knowledge we can make sure we take this into account when providing you advice on life cover.
Critical Illness Cover
We provide advice on the whole market for critical illness, as well as serious illness cover plans that pay based on the severity of conditions. We can compare the prices and market for you and show you the differences.
We have specific plans for doctors and surgeons that combine with the jobs you do and help protect your future.
Income Protection
Again with income protection you get sick pay from the NHS, therefore we have specific plans for medical professionals that take this into account. The cover provided is therefore over and above that of standard cover and takes into account the job that you do. Income protection is mainly known for protecting bills and mortgages, we show you the impact that sickness can have on your NHS pension and how income protection can be used.
Buildings & Contents
We can provide cover for buildings and contents and also high value items. We can look at your existing plan and see if we can save you any money at renewal. Although you may not think you will ever be the victim of theft or damage to your property, it is always best to ensure that what you have worked so hard for is protected.
About Us
Here at Medicus Financial Planning, we pride ourselves in supporting and assisting medical professionals with fully independent financial advice.
Medicus was established in 2019 and is an appointed representative of Corbel Partners Limited who I have worked alongside since 2016.
The Financial Conduct Authority does not regulate Inheritance Tax Planning, Wills and Trusts.
Helping you to be financially secure is our number one priority.
Georgina Hodgson
I started work in Financial Services with Friends Provident back in 2000.
I then stayed in the insurance industry with Aviva and Scottish Widows before continuing my career as a mortgage adviser in 2006. In 2010 I moved to become a specialist financial adviser for doctors.
Hadley – Administrator
Hadley has joined Medicus Financial planning as an administrator.
He has recently obtained A level’s in business and economics and is keen to further his knowledge by assisting Georgina and Matthew while studying to become a Financial adviser.
Corbel Partners Limited
We are supported within Corbel Partners Limited with compliance, technical, paraplanning and finance teams using the latest technology and market-leading products to deliver the best service to you.
Testimonials
Georgina has been extremely knowledgeable and helpful especially with working through my NHS pension and all the AA implications. She’s always prompt in replying to any queries and concerns and I would fully recommend her services for all financial matters.
“Having used Georgina Hodgson at Medicus Financial Planning both personally and professionally I can 100% say that you will not find a better financial advisor out there and I highly recommend her”
“Georgina has been looking after our finances for the last ten years, during which we have seen a steady growth in our portfolio. I have always found her to be friendly and approachable, and most importantly for me, she always explains the intricacies of the financial markets in language I can understand! I would have no hesitation in recommending her services.”
Georgina was invaluable in helping me navigate through my pension enhancements and investments. She has many years of invaluable knowledge of the NHS pensions scheme and has aided my decisions to making the best choices for my retirement.