WEALTH PLANNING

For those medical professionals working for the NHS, you will be entitled to an NHS pension.

The questions we face the most are

Is it worth still being part of the scheme?

What age can I retire?

When should I take my benefits?

What should I do around annual allowance?

How do I check my service history?

We can help with specialist advice by reviewing your NHS pension, creating an estimate of your benefits and reviewing your options including early or late retirement and taking out a larger lump sum.

In some instances, gaining an understanding of your pension scheme and the options that you have can help you in deciding what you want to do with your retirement fund.

However, with continuing changes to the NHS pension, it is understandable that you may feel a level of uncertainty, therefore it could be beneficial to speak to a financial adviser who will do a full review of your NHS pension and come up with a suitable plan with the aim of helping you meet your retirement goals.

Stocks and Shares, Private Pension, Bonds, Venture Capital Trusts, Enterprise Investment Schemes, deciding what to do with your money can have you going round in circles and wanting someone to make sense of it all. We want to ensure that your money is invested with a plan in place in order to improve your overall wealth standing.

The array of investments available to you can be mind-boggling, however we are here to explain the options available to you, determine what investments to make based on your risk profile, and help provide you with a more secure future that fits in line with your NHS benefits.

We have specialist funds we can access for Sustainable and Ethical Investment.  Medical professionals are aware of the impact that social/environmental effects can have on health, however you can relax knowing that these funds will fall in line with the principles that are important to you.  We can also recommend Shariah investments that fit your religious beliefs.

We can recommend the most suitable place to invest your money with the aim of helping you secure your future.

All investments carry some element of risk, whether this be an investment risk within the market, or the effect of inflation on your money.

We carry out a risk assessment to gain a better understanding of your tolerance to risk, your capacity for financial loss and investment experience to determine the most suitable funds for you.